Sagepay | Payment Gateway

The Sage Group PLC is a software company which has its headquarters in Newcastle upon Tyne, United Kingdom, but is world renowned for its innovations in resource planning computer systems. The business was co-founded in 1981 by David Goldman who at the time was running a printing company, it was here that he was to test some accounts estimating software developed by University student Graham Wylie.

In the present day, some of the most useful software on the market for businesses is ‘Sagepay‘, this provides a payment gateway for merchant’s wishing to sell their products with an online business.  One great thing is the online interface where you can log in and adjust your account settings, choose from a range of extra fraud prevention tools and keep up to date with changes in payment systems.

Seymour Direct work very closely with Sagepay and you can find us listed under the ‘partners’ section of their official website, we can organize a virtual terminal for processing your payments and we will also advise suitable shopping cart software which is compatible.

However, before you can set up any of the latter you must be approved for an online merchant account, Seymour Direct have worked hand in hand with the acquiring banks as one of the longest in the industry and because we buy in bulk we can negotiate lower transaction charges for your business.  Enquire here and tell us a little more about the nature of your online store.

The online payment system works when a customer selects the products they wish to purchase from your website and their card details are captured securely by Sagepay.

You can choose to request the customer enters their ‘Verified by Visa and Mastercard’ security code, this will appear on their card issuers page (i.e RBS, Natwest).

Sagepay will send the transaction details to your merchant account who will in turn request authorization from the issuing bank, the results will be relayed back and Sagepay will notify the merchant whether the payment was authorized or declined.

Twin data centres mean that if for any reason there is problem with one, the other takes over as automatic disaster recovery operation and this ensures that your transactions will be processed 24 hours a day, 365 days a year.  The funds accumulated from all payments are sent to your merchant bank for settlement at the end of each day, the money is then collected from the customers issuing banks and is delivered to your bank account.