Accept Cards

One of the most important points we try to emphasize over and over to our customers is the fact that more and more people now expect to pay for products and services with a credit card.  How often have you been to a store and although you only want to buy something cheap, you still reach for your wallet and pull out a credit or debit card because its more convenient than drawing out cash to pay.

You might be hesitant about whether to accept cards at your small business, even though you’ve heard there are many flexible packages and options regarding PDQ machine equipment. To make you aware in more detail the advantages of accepting card payments, here are some bullet points:

• You will increase sales because customers have more options of payment type, even if they wanted to pay with cash they might not have enough on them but they will always have a card in their wallet.

• With the introduction of Chip and PIN machines in the UK, Merchants are guaranteed payment when a customer purchases an item since they cannot claim that some else used their card because they are the only one with the pincode.

• When you set up your payment processing through a merchant services provider such as Seymour Direct, you will know exactly how much each transaction will cost and you can then work out your return on investment.

• It has been proven over the years that people using a credit card spend more while shopping than using cash or a cheque.

The statistics show that nearly *94% of adults in the UK hold either a credit or debit card and 66% of all payments occur via credit and debit card, this means that you are competing with your rivals who accept cards.

You could drastically cut down on costs and time spent transporting large amounts of cash via secure measures and trips to the bank, these savings can be re-invested into other areas of your business.

Merchant Services is an expanding field within the financial sector because providers such as Seymour Direct can give you the advice and resources to expand your sales reach with card payments.  We have been in this industry for over a decade and have seen how rapidly technology is progressing, this is why we are able to advise merchant’s on merchant account’s, eCommerce websites and virtual terminals.

If you are considering setting up any of the above payment systems, why not chat to one of our trained advisors via our live chat facility or phone our 24 hour freephone helpline 0800 908 4007 we look forward to hearing from you.

*Nilson Report 2010.